Benson & Simpson (2009) define a white-collar crime as a non-violent crime that is financially motivated, and that may remain undiscovered for long after the criminals perpetrate it. The criminals who perpetrate white-collar crimes are people of respectability, as well as high social statuses in the time of occupation. Examples of white-collar crimes include mail fraud, embezzlement, kickback, antitrust violation, money laundering, insurance fraud, tax evasion, insider trading, just to mention a few (Schmalleger, 2012). White-collar may involve the diversion of money from a person or an organization to the criminal without the application of much effort. This discussion will consider the motivators and a common deterrent of white-collar criminal offenses, as well as the culpability that the regulatory government and corporate culture might bear in the commission of white-collar crimes.
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The motivators of white-collar criminals are similar forces that motivate other common criminal offenders. They include the pursuit of pleasure, avoidance of pain, and self-interest. However, white-collar crimes have different characteristics from other common criminal offenses. White-collar crimes are less dangerous, may have immediate rewards after they occur, require minimal efforts from the perpetrators with required skills (Benson & Simpson, 2009). Countries have tried to curtail the white-collar crimes, which has been extremely difficult as compared to common crimes that take place in the streets. The common deterrent of the white-collar crimes is the Crime Prevention through Environmental Design (CPTED), which involves designation of procedures and promotion of awareness among the citizens so that the white-collar criminals do not find an easy time to perpetrate their crimes (Benson & Simpson, 2009). People blame regulatory government and corporate culture for ignoring the safety regulations against the commission of white-collar crimes.
Therefore, the white-collar crimes differ from the common criminal offenses in a number of ways. The criminals who perpetrate white-collar crimes are of high social statuses, and they can remain unidentified. White-collar crimes reward the perpetrator almost immediately, which usually is not the case with the common crimes (Benson & Simpson, 2009). The regulatory government and corporate culture have not been considering white-collar crimes as serious as the common crimes. However, white-collar crimes result in greater losses than the common crimes do (Benson & Simpson, 2009).